UnionPay

Credit Classic

Make purchases at millions of international merchant outlets

Set up an auto-payment method by direct debit

Flexible payment options: full or minimum amount

View paperless statements via email or through mobile banking

Optional payment channels: Prince Bank ATMs, branch banking, or mobile banking

Multiple transaction options: in-store purchases, dining at restaurants, or online purchases

Interest-free period of up to 45 days for purchase transactions

Fees and Charges in USD	Classic
New Card Issuance	Free
Primary Card Annual Fee	$10
Supplementary Card Annual Fee	$5
Card Re-issuance (lost/damaged)	$5
Card Re-issuance (expired or bank's error)	Free
Minimum Credit Limit	$500
Reissued PIN	Free
Cash Advance Limit	100% of the credit limit
Interest for Cash Advance	18%/year
Interest for purchasing (partial or late payment)	18%/year
Late Payment Fee	5% Min. $10
DPP (Deferred Payment Plan) Instalment both for purchase	12%/year
Duplicate Statement Fee	Free
Incorrect Chargeback Fee	$5
Foreign Currency Conversion Fee	2%
Minimum monthly repayment amount	10% or Min. $25
Cash Advance (Prince ATM and Non-Prince Bank-ATM/POS)	2% or Min $5
Balance Inquiry	Free
Mini Statement	Free
POS, Online, Tap & Pay (Non-Prince Bank)	Free

Visit your nearest Prince Bank branch to find out more information.