Business Banking

Business Term Deposit

Put your surplus cash to work and get high, progressively increasing interest rates

Available business account, our term deposit offers maximum interest on your money. The longer you keep your money with us, the higher the rewards. What's more, is that it comes with premature flexibility to adapt to your needs.

Key Features and Benefits

  • Available in two currencies (USD/KHR)
  • Customers can switch between internal accounts
  • High interest rate with 0.25% p.a. extra if the term deposit is in KHR
  • Withdrawal of deposit with full interest earned can only be made at maturity date
  • Flexibility to add more funds following initial deposit to earn even greater interest
  • Receive all interest earned upon due date into your current or savings account
  • Initial deposit of 10,000 USD or 40,000,000 riels

Interest Rate (p.a.)

1.1 Interest receive on monthly:
TenorsInterest Rate (p.a.)
3 months2.50%2.75%
6 months3.00%3.25%
9 months3.75%4.00%
12 months4.75%5.00%
24 months5.00%5.25%
3 Years5.25%5.50%
4 Years5.50%5.75%
5 Years5.75%6.00%
1.2 Interest receive on maturity:
TenorsInterest Rate (p.a.)
1 month2.00%2.25%
3 months2.75%3.00%
6 months3.25%3.50%
9 months4.00%4.25%
12 months5.00%5.25%
24 months5.25%5.50%
3 Years5.50%5.75%
4 Years5.75%6.00%
5 Years6.00%6.25%


  • Withholding tax on interest earned is 6% for residents and 14% for non-residents.
  • Allows additional deposit during term.
  • If premature withdrawal is made before half of the term, the interest rate will be based on savings or current account's rate, whichever is lower.
  • If premature withdrawal is made after half of the term has passed, the interest rate will be half of the initially agreed rate.
  • Interest rates are subject to change from time to time without prior notice.
  • p.a stands for per annum

Click HERE to read specific Terms and Conditions of Term Deposit account.

Eligibility and Documentation

  • Identification documents of the Authorized Signatories  and Boards of Director(s)
  • Cambodian National ID or Passport of company's Director(s) or Shareholder(s)
  • Certificate of Incorporation from Ministry of Commerce
  • Latest Memorandum and Article of Association
  • Letter of Approval from Ministry of Commerce
  • Annual Declaration of Commercial Enterprise
  • Original Board of Director(s) and Shareholder(s) Resolution
  • Other business-related documents (if required)