Position Summary
Responsible for individual sale targets by complying with bank policies and procedures and loan delinquency management.
Job Responsibilities
- Analyze customer qualifications and process loan applications for submission including write-up, preparing, and verifying other supporting documents.
- Sale bank products and services set by management.
- Maintain existing and onboard new customers that align with their personal financial needs.
- Govern loan renewal process including tracking of renewal schedule and conducting annual review process of existing approved facilities as per lending guidelines.
- Tracking PAR performance with action to follow up as per recovery guidelines and initiate ideas to settle.
- Prospects new clients and interview them for loan application.
- Conduct loan appraisal collect detailed information and arrange to open a new loan account.
- Analyze and interpret the financial statements of the business to assess the repayment capacity and financial soundness of the borrower.
- Ensure full compliance with Prince Bank’s lending policies & procedures.
- Other tasks assigned by the line manager.
Job Requirements
- Bachelor's degree in business or credit-related.
- Diploma in English
- Other languages are a plus.
- Min. 2 years of experience in credit proposal in commercial banks.
- Financial products sale experience.
- Basic understanding of SME or Corporate customers with assessment skills of credit risk.
