个人银行业务

太子储蓄账户

您是否想感觉良好且安全吗?过来太子银行进行了解如何

假如您在努力且善于理财,您应该拥有一个可以为您回报的银行账户。太子储蓄账户将让您资金有效增长且有助于成功效率。

为何开设太子银行储蓄账户?

  • 获得高利率
  • 无限额存款/取款
  • 免费账户维护费
  • 免费存折
  • 免费ATM卡年费(第一年)
  • 免费使用 PRINCE Mobile App

特点与优点

初始存款10 美元0 柬币
最低账上余额1 美元0 柬币
现金提取/存款金额无限
账户维护费免费
存折

免费

(新发,因缺页或银行故障而补发)
(因丢失或损坏而补发需收费3美元)

ATM/银联万事达维萨借记卡(年费)
  • 第一年免费
  • ATM /银联 /万事达 /维萨标准和经典卡(收费5美元/年)
  • 万事达 /维萨白金卡(收费 88 美元/年)
银联/万事达/维萨信用卡(年费)
  • 银联 /万事达 /维萨标准和经典卡(收费 10 美元/年)
  • 万事达 /维萨白金卡(收费 150 美元/年)
  • 银联钻石卡(收费 300 美元/年)
拨款指示免费
报表/合并报表免费(通过 PRINCE Mobile App)
银行确认函

每次请求收费2美元

(每日最多两份)

提前关闭账户服务费

5美元或20,000柬币

(如果在开设账户3个月内关闭账户)

休眠费(月费)1美元或 4,000 柬币
太子手机银行免费
存取款
  • 太子银行分行
    上班时间:上午8:00至下午4:00,周一至周五)
  • 提款机(24/7)
  • 太子手机银行
  • ATM/银联 /万事达 /维萨卡
通过柜台进行交易
  • 太子银行分行
    上班时间:上午8:00至下午4:00,周一至周五)
  • 支票(境内支票存款,太子支票兑现)
  • 通过以下方式进行转账至境内银行:
    • Fast
    • Retail Pay
    • Bakong
    • NCS
  • 国际汇款:
    • RIA
    • SWIFT
    • MoneyGram
  • 现金存款至账户
  • 从账户提取现金
  • 申请ATM/银联 /万事达 /维萨卡
通过 PRINCE Mobile App 进行交易请单击此处了解相关 PRINCE Mobile App 的更多信息

年利率

 基本利率特殊利率
美元年利率1.00%1.50%
瑞尔年利率1.25%1.75%

* 特殊利率:假如日终余额大于前一天余额至少50美元。

备注:

  • 居民所赚取利息的预扣税为 4%,非居民为14%
  • 利率会随时变更,怒不另行通知
  • p.a.代表每年

必要条件和证明文件

  • 居民:
    • 18岁以上
    • 柬埔寨身份证或护照
    • 或以下任意两项:驾照、户口簿、居住证、出生证明、和尚身份证或政府官员身份证(必须有您的照片)。

       
  • 外国人(居民或非居民)
    • 18岁以上
    • 有效外国护照以及以下:
      • 选项1:复印单次或多次签证表明您停留在柬埔寨超过 182天或
      • 选项2:至少 12个月的雇佣证明(即工作许可证、雇佣合同、雇佣证明、带照片和签名的员工身份证、假如自雇者需有营业执照/证书)。
      • 选项3:居住证明(即租约/租赁协议、居住地址证明、酒店租约/账单)表明至少 12个月的合同期限。

Frequently Asked Questions

With Prince Savings Account, You can be confident that your long-term savings are safe and easily accessible. You can enjoy the interest earned, deposit and withdraw anytime. Prince Savings​ Account​ is​ your​ most​ efficient​ and​ secure​ way​ to​ start​ saving.

The benefits of a Prince Savings Account 

  • Free access to your account through PRINCE Mobile app
  • Free of change Passbook
  • No account maintenance fee
  • Earn interest rate up to USD 1.5% p.a and KHR 1.75% p.a

Customers can visit the nearest Prince Bank branch to open an account or contact our contact centre at 1800-20-8888 (Toll-free) for more information.

The requirements for opening an account at our branch are as follows: 

  • 18 years old and above
  • Cambodian National ID or Passport
  • Or any two of the following: Driving License, Family Book, Residential Book, Birth Certificate, Monk's Card, or Government Official ID (One must have your photo)

Foreigner (Resident or Non-Resident):

  • 18 years old and above
  • Valid Foreigner Passport, AND
  • Option 1: Copy the single or Multiple visas indicating the presence in Cambodia for more than 182days or
  • Option 2: Proof of Employment indicating at least 12 months of employment (i.e. Work Permit, Employment Contract, Certificate of Employment, Employee ID with photo & signature, Business License/Certificate, if self-employed).
  • Option 3: Proof of Residence (i.e. Lease/Tenancy Agreement, Certificate of Residential Address, Hotel Lease/Bill) indicating at least 12 months tenor in the Contract.

Prince Savings Account requires a minimum balance of only 1 USD for USD accounts and 0 KHR for KHR accounts.

Basic Interest rate of Prince Savings Account:  Available in two currencies (USD/KHR)

  • USD Interest Rate (p.a) : 1.00%
  • KHR Interest Rate (p.a) : 1.25%

Prince Bank will provide extra benefits to customers.

  • Special Interest Rate 0.5% p.a: if the End of Day balance is 50 USD / 200,000 KHR or more than the End of Day balance from the previous day.

With a Prince Savings Account, customers can make unlimited deposits at any time and in any amount. 

For Prince Savings Account, Customer can withdrawals balance at any time.

Customers can visit the nearest Prince Bank branch to close the account. There is no penalty for closing an account three months after the opening date. However, if the account is less than three months old, a fee will be charged for 5 USD for USD currency  accounts. There is no penalty for closing accounts in KHR currency.