UnionPay

Credit Diamond

Features & Benefits

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Make purchases at millions of merchant outlets worldwide

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Set up an auto-payment method by direct debit

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Flexible installment payment options: full or minimum amount

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View paperless statements via email or through mobile banking

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Optional payment channels: Prince Bank ATMs, branch banking, or mobile banking

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Multiple transaction options: in-store purchases, dining at restaurants, or online purchases

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Interest-free period of up to 45 days for purchase transactions

Special Offers

  • Accident Insurance includes: 
    • Travel Accident Insurance, 
    • Global Vehicle Accident Injury Insurance
  • Free access airport lounge service 8 times per year (VIP Lounge locations)
  • Loyalty program
  • Get 60% off daily on your movie ticket purchase at Major Cineplex by Smart (Details T&C on Movie Ticket types)

Fees & Charges

Fees and Charges in USDDiamond 
New Card IssuanceFree
Primary Card Annual Fee$300
Supplementary Card Annual Fee$150
Card Re-issuance  (lost/damaged)Free
Card Re-issuance (expired or bank's error)Free
Minimum Credit Limit$10,000
Reissued PINFree
Cash Advance Limit100% of the credit limit
Interest for Cash Advance18%/year
Interest for purchasing (partial or late payment)18%/year
Late Payment Fee5% Min. $10
DPP (Deferred Payment Plan) Instalment both for purchase12%/year
Duplicate Statement FeeFree
Incorrect Chargeback Fee$5
Foreign Currency Conversion Fee2%
Minimum monthly repayment amount10% or Min. $25
Cash Advance (Prince ATM and Non-Prince Bank-ATM/POS)2% or Min. $5
Balance InquiryFree
Mini StatementFree
POS, Online, Tap & Pay (Non-Prince Bank)Free
Online Purchase TransactionFree

How to Apply

Visit your nearest Prince Bank branch to find out more information.

Branch Locations