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UnionPay Credit

Prince Bank UnionPay credit cards offer a wide range of benefits designed for purchases at merchant shops and on-line.

UnionPay Credit Diamond

Prince Bank UnionPay credit cards offer a wide range of benefits designed for purchases at merchant shops and online. Cardholders have access to an array of valuable deals, upgrades, and experiences such as exceptional offers from selected retailers and world-class restaurants, hotels, and resorts. Customers will also have the convenience of withdrawing cash from ATMs worldwide.

Features & Benefits
  • Make purchases at millions of merchant outlets worldwide 
  • Set up an auto-payment method by direct debit
  • Flexible installment payment options: full or minimum amount
  • View paperless statements via email or through mobile banking
  • Optional payment channels: Prince Bank ATMs, branch banking, or mobile banking
  • Multiple transaction options: in-store purchases, dining at restaurants, or online purchases
  • Interest-free period of up to 45 days for purchase transactions
Special Offers

  • Accident Insurance includes: 
    • Travel Accident Insurance, 
    • Global Vehicle Accident Injury Insurance and 
    • Additional Coverage of Death or Injury and Disability due to Notifiable Disease for Accident Insurance 
  • Free access airport lounge service 8 times per year (VIP Lounge locations)
  • Loyalty program
  • Get 60% off daily on your movie ticket purchase at Major Cineplex by Smart (Details T&C on Movie Ticket types)
Fees & Charges

Fees and Charges in USD
New Card Issuance
Primary Card Annual Fee
Supplementary Card Annual Fee
Re-issuance Card (lost/damaged)
Re-issuance Card (expired or bank's error)
Minimum Credit Limit
Reissued PIN
Cash Advance Limit
100% of the credit limit
Interest for Cash Advance
Interest for purchasing (partial or late payment)
Late Payment Fee
5% Min. $10
DPP (Deferred Payment Plan) Instalment both for purchase
Duplicate Statement Fee
Incorrect Chargeback Fee
Foreign Currency Conversion Fee
Minimum monthly repayment amount
10% or Min. $25
Cash Advance (Prince ATM and Non-Prince Bank-ATM/POS)
2% or Min. $5
Balance Inquiry
Mini Statement
POS, Online, Tap & Pay (Non-Prince Bank)
Online Purchase Transaction

How to Apply

Visit your nearest Prince Bank branch to find out more information. Visit Now