UnionPay Credit Diamond

Prince Bank UnionPay credit cards offer a wide range of benefits designed for purchases at merchant shops and online. Cardholders have access to an array of valuable deals, upgrades, and experiences such as exceptional offers from selected retailers and world-class restaurants, hotels, and resorts. Customers will also have the convenience of withdrawing cash from ATMs worldwide.

Features & Benefits

Make purchases at millions of merchant outlets worldwide
Set up an auto-payment method by direct debit
Flexible installment payment options: full or minimum amount
View paperless statements via email or through mobile banking
Optional payment channels: Prince Bank ATMs, branch banking, or mobile banking
Multiple transaction options: in-store purchases, dining at restaurants, or online purchases
Interest-free period of up to 45 days for purchase transactions

Special Offers

Accident Insurance includes:
- Travel Accident Insurance,
- Global Vehicle Accident Injury Insurance and
- Additional Coverage of Death or Injury and Disability due to Notifiable Disease for Accident Insurance (Includes COVID-19)
Free access airport lounge service 8 times per year (VIP Lounge locations)
Loyalty program
Get 60% off daily on your movie ticket purchase at Major Cineplex by Smart (Details T&C on Movie Ticket types)

Fees & Charges

Fees and Charges in USD	Diamond
New Card Issuance	Free
Primary Card Annual Fee	$300
Supplementary Card Annual Fee	$150
Re-issuance Card (lost/damaged)	Free
Re-issuance Card (expired or bank's error)	Free
Minimum Credit Limit	$10,000
Reissued PIN	Free
Cash Advance Limit	100% of the credit limit
Interest for Cash Advance	18%/year
Interest for purchasing (partial or late payment)	18%/year
Late Payment Fee	5% Min. $10
DPP (Deferred Payment Plan) Instalment both for purchase	12%/year
Duplicate Statement Fee	Free
Incorrect Chargeback Fee	$5
Foreign Currency Conversion Fee	2%
Minimum monthly repayment amount	10% or Min. $25
Cash Advance (Prince ATM and Non-Prince Bank-ATM/POS)	2% or Min. $5
Balance Inquiry	Free
Mini Statement	Free
POS, Online, Tap & Pay (Non-Prince Bank)	Free
Online Purchase Transaction	Free

How to Apply

Visit your nearest Prince Bank branch to find out more information. Visit Now